5 Franchises with Low Net Worth Requirements

At least 62% of Americans want to be their own boss, but financial obstacles often hold them back. Even if you’re starting with fewer resources, you can still chase your entrepreneurial goals. There are many affordable franchises with low net worth requirements to consider.

Understanding Franchising and Net Worth Requirements

Franchising provides a path to business ownership with a tested brand. As a franchise owner, you get training, support, and ongoing guidance to help you succeed.

To invest in a franchise, you’ll need to meet certain financial criteria, including a cash requirement and net worth amount. The net worth requirement is a financial benchmark calculated by subtracting your liabilities from your total assets. For example, if you have a house, car, and savings totaling $300,000 and owe $100,000 in loans, your net worth is $200,000.

Franchisors set a net worth requirement to make sure new franchise owners have enough financial stability to get the business started and keep it going while they work on building a loyal customer base. The amount is determined by the capital needed to start the franchise and ongoing operational costs.

Low Net Worth Franchise with High Earnings Potential

A low-net-worth franchise with a high return on investment often features low overhead costs, potential for recurring revenue, and in-demand products or services.

Here are five franchises with low net worth requirements and strong profit potential:

1. Home remodeling: The aging U.S. housing stock creates demand for home renovations as people make upgrades to match current styles and functionality. At least 67% of homeowners would prefer to renovate rather than move. Brands like Kitchen Tune-Up and Bath Tune-Up offer niche remodeling services. You can keep overhead costs low by operating from a home office. Group buying power enables you to get materials for less.
2. Moving company: The average American moves 11.7 times. A moving company is an essential business with steady business and a low barrier to entry. You can take advantage of multiple revenue streams, including local and national moves, storage, packing services, and junk hauling.
3. Lawn care services: Landscaping is a $153 billion industry. Lawn care businesses can take advantage of recurring revenue and seasonal services, like mulching and leaf pickup. To get started you need minimal equipment and limited staff. You can add employees and additional equipment as you grow.
4. Handyman services: The average household spends close to $11,000 on home improvements and maintenance annually. People are hiring contractors and handymen for home projects, but with 54% struggling to find skilled help, it’s a great opportunity for those ready to fill the gap.
5. Residential cleaning: A residential cleaning franchise can be a lucrative opportunity. Two Maids, an award-winning residential cleaning brand, is a low-investment opportunity with high margins. The initial investment for a Two Maids location starts at $93,440 and the net worth requirement is only $200,000.

Be on the Lookout for Red Flags

A franchise with a low net worth requirement may not have the necessary components to achieve your goals—a good deal is not always a safe bet. Check for red flags that might hamper your business, such as:

• Pending lawsuits Franchisors with pending lawsuits are a concern. The franchise disclosure document outlines details of any pending litigation.
• Lacks a protected territory Franchises that do not offer protected territories run the risk of market saturation and facing internal competition.
• Limited training A good franchise has a comprehensive training program and provides ongoing support and guidance.

Consider Franchising with Two Maids

Two Maids is a residential cleaning franchise consistently ranking on Entrepreneur’s Franchise 500® as one of the Top Low-Cost Franchises under $100,000. Two Maids provides franchisees with a proven system emphasizing customer satisfaction and accountability. Backed by a strong national brand and streamlined operations, our franchisees have a clear path to growth in a flourishing market. Two Maids operates in more than 100 markets and we’re continuing to grow. We added nearly 30 new territories in 2024.

Our protected territories have a minimum of 50,000 households and we set our franchisees up for success with in-depth training and a lifetime of ongoing support including business coaching, field service support, bi-monthly conference calls, regional meetings, and an annual convention. Twi Mais is a smart choice, as there is absolutely zero seasonality in our industry because people need their homes cleaned throughout the year. Franchisees own their nights because the business closes every day at 5pm. And since homeowners don’t want to be disrupted on the weekend, they tend to have the entire weekend to spend with family or friends. This is a great industry that has yet to mature and has plenty of demand in front of it since more and more dual-income households are seeking reliable help inside their home. Two Maids also offers in-house franchise financing to qualified candidates to help with your startup.

Request information to learn more about building a new future as a Two Maids franchise owners in a lucrative industry.